As a homeowner, it's essential to understand the terms and conditions of your insurance policy. This includes knowing what is covered, what is not, and any limitations or exclusions that may apply.
Your homeowners insurance policy should provide coverage for damage to your home and its contents due to various perils such as fire, theft, vandalism, and natural disasters.
One of the best ways to prevent home damage and losses is by taking proactive steps such as regular maintenance, inspections, and repairs.
This can include tasks like cleaning your gutters, inspecting your roof for damaged or missing shingles, and fixing any leaks or water damage.
In case of an emergency such as a fire, flood, or other disaster, it's crucial to know what steps to take to minimize damage and protect your belongings.
This may include calling the authorities, turning off utilities, and taking photos of any damage for insurance purposes.